Sell short, exit clean — pay only when your lender approves.
$1,499 — charged after your lender approves the short sale in writing and you accept it, in full, in three equal monthly payments, or from sale proceeds at closing. Before that moment we cannot and will not take a cent: no deposit, no document fee, no retainer. That's federal law, and it protects you.
McKenzie Adams is not associated with the government, and our service is not approved by the government or your lender.
Even if you accept this offer and use our service, your lender may not agree to change your loan.
If you stop paying your mortgage, you could lose your home and damage your credit rating.
What $1,499 covers
Complete short-sale package
Hardship letter, financial worksheet, listing documentation and every servicer form — assembled once, correctly, so the file isn't bounced for missing paperwork.
Lender negotiation
We work your servicer's loss-mitigation process: submission, follow-ups, escalations and valuation disputes, through to written approval of the sale terms.
Deficiency and 1099-C planning
A short sale can leave a forgiven balance behind. We push for deficiency waiver language in the approval, and our 1099-C insolvency filing is available at tax time if debt is forgiven.
Free help exists. HUD-approved housing counsellors advise on foreclosure alternatives, including short sales, at no charge: find a housing counsellor.
Start Short Sale Prep — no payment todayOpen your case — pay only after the written approval
Ordering costs nothing now, and federal law means it must stay that way until your lender approves the short sale in writing and you accept it. You’ll receive our service agreement for e-signature — it spells out the $1,499 fee, when it becomes due, and your payment choices: in full, three equal monthly payments, or from sale proceeds at closing. You’ll also sign a payment authorization and securely save a payment method — charged only when your lender’s approval is accepted, never before.
The reviews are in
Meet the people getting their finances back on their terms
Rated 5.0 across 32 reviews on Google. Read all 32 reviews
★★★★★
“My experience was very good customer service and professionalism. They kept me involved for every step of my process so that was very comforting.”
Kien H.
GOOGLE LOCAL GUIDE
via Google
★★★★★
“McKenzie Adams showed all type of professionalism and they delivered as promised. This team went out of their way to ensure everything went through for me.”
Hussain B.
GOOGLE REVIEW
via Google
★★★★★
“Their professionalism was top notch, very amazing customer service. Will definitely refer clients to you guys.”
Gerald I.
GOOGLE REVIEW
via Google
★★★★★
“My only regret is that I did not come to McKenzie Adams sooner. I tried to get do PPP online by myself. It was a nightmare.”
Dan S.
GOOGLE REVIEW
via Google
Frequently asked questions
When do I pay for Short Sale Prep?
Only after your lender approves the short sale in writing and you accept those terms. Nothing before: no deposit, no document fee, no retainer. That ordering is federal law under the MARS Rule — walk away from anyone who asks for money up front. At enrollment you'll sign a payment authorization and a payment method is securely saved on file — it is charged only when the approval is accepted (or the fee is paid from sale proceeds at closing).
How much does it cost?
$1,499 — payable in full, in three equal monthly payments starting after the written approval is accepted (a payment plan, not a loan: no interest, no fees), or in many transactions straight from sale proceeds at closing. Ask your specialist which fits your situation.
Will a short sale hurt my credit?
It is reported as settled for less than owed and will lower your score — typically less severely and for less time than a completed foreclosure. We'll walk through your specific reporting outcome before you commit.
What happens to the rest of the balance?
That depends on the approval letter. We negotiate for a waiver of the deficiency; if any balance is forgiven, the lender may issue a 1099-C, and our insolvency filing service can often keep it from being taxed.
Is free help available?
Yes — HUD-approved housing counsellors advise on foreclosure alternatives, including short sales, free of charge. We link to the official directory on this page.
Related: Mortgage Preparation · Loan Modification · 1099-C insolvency filing · state availability