Funding Ready
For businesses within 6–12 months of seeking real financing that want to arrive at the lender's desk with nothing left to fix.
Lenders say no for reasons that were fixable ninety days earlier. Funding Ready is the plan that finds those reasons first: a readiness assessment scoring your business the way underwriters do — credit files, cash flow patterns, documentation, time in business — and a work plan that clears the objections before they're raised.
The document package matters more than founders expect: financial statements, bank statement narratives, and the file consistency checks that pass automated underwriting. Your dedicated advisor runs the plan; quarterly reviews re-score you against the lenders you actually intend to approach.
What’s included — and why each piece matters
Funding readiness assessment
Knowing your weak points before the lender does is the entire difference between a decline and a negotiation.
Document package
Most funding requests die on paperwork, not creditworthiness. Arriving complete moves you to the front of the queue.
Dedicated advisor
One person who knows your file, your goal and your timeline — not a queue.
Quarterly review
Funding readiness decays without maintenance; the review keeps the file matched to the market.
The reviews are in
Meet the people getting their finances back on their terms
Rated 5.0 across 32 reviews on Google. Read all 32 reviews
★★★★★
“Their professionalism was top notch, very amazing customer service. Will definitely refer clients to you guys.”
Gerald I.
GOOGLE REVIEW
via Google
★★★★★
“My only regret is that I did not come to McKenzie Adams sooner. I tried to get do PPP online by myself. It was a nightmare.”
Dan S.
GOOGLE REVIEW
via Google
★★★★★
“Excellent services received from this group of great guys, doing the best you can ask for.”
Olayinka O.
GOOGLE REVIEW
via Google
★★★★★
“Excellent service and extremely responsive and energetic team! My only issue was that I didn't work with them sooner. The McKenzie team are one of the most efficient companies in this business.”
Osun Realty
BAYO & MICHELLE
via Google
Frequently asked questions
Do you guarantee funding?
No, and nobody honest does — lenders make their own decisions. What we control is that you arrive documented, sequenced and consistent, which is where most preventable declines happen.
Is Funding Ready a loan broker service?
No. We prepare the business; we are not a lender and don't take applications. Your banker, SBA lender or platform of choice stays yours.