Foundation
For formed entities with clean hygiene that don't yet exist in the commercial bureaus' eyes — the step between 'registered' and 'creditable'.
A business with no bureau file isn't a business with bad credit — it's a business with no credit, and lenders treat the two almost identically. Foundation creates the files: your DUNS registration at Dun & Bradstreet, plus complete, consistent profiles at Experian Business and Equifax Business, all matching your entity records exactly.
The DUNS number itself is free directly from D&B — what Foundation charges for is the work: registering it correctly, building all three files completely, and making every data point agree with your state filings, IRS records and bank accounts. Mismatches are the number-one reason business credit applications die silently.
What’s included — and why each piece matters
Everything in Formation
Entity, EIN, registered agent year one and operating agreement — the substrate the files are built on.
D&B, Experian and Equifax business files
Different lenders check different bureaus. Three complete files means no application dies because the lender's preferred bureau never heard of you.
DUNS registration
The DUNS number anchors your D&B file and is required for many contracts and vendor accounts. Free from D&B; built correctly here.
3 × $499 instalments available
A payment plan, not a loan — no interest, no finance charge, no credit check.
The reviews are in
Meet the people getting their finances back on their terms
Rated 5.0 across 32 reviews on Google. Read all 32 reviews
★★★★★
“My experience was very good customer service and professionalism. They kept me involved for every step of my process so that was very comforting.”
Kien H.
GOOGLE LOCAL GUIDE
via Google
★★★★★
“McKenzie Adams showed all type of professionalism and they delivered as promised. This team went out of their way to ensure everything went through for me.”
Hussain B.
GOOGLE REVIEW
via Google
★★★★★
“Their professionalism was top notch, very amazing customer service. Will definitely refer clients to you guys.”
Gerald I.
GOOGLE REVIEW
via Google
★★★★★
“My only regret is that I did not come to McKenzie Adams sooner. I tried to get do PPP online by myself. It was a nightmare.”
Dan S.
GOOGLE REVIEW
via Google
Frequently asked questions
I already have an LLC. Do I still need Foundation?
If the commercial bureaus have no file on your company — or fragmentary ones with mismatched data — yes, that's exactly the gap Foundation closes. If your files already exist and agree, skip to Builder.
Does Foundation include tradelines?
No — Foundation creates the files; Builder adds reporting tradelines and vendor sequencing on top of them. Files first, history second: that order is not optional.