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If you have poor or damaged credit and want to repair it, you may have considered using a credit repair service to help. Unfortunately, there are many companies that want to take advantage of unsuspec … read more

Balance transfer cards are a way for consumers to migrate the total amount of revolving credit owed from one lender to another. When a balance transfer is issued the original lender effectively transf … read more

Generation Z consists of those born after 1997. The eldest members of this cohort are in their early 20s, graduating college and about to enter the workforce. This generation differs greatly from all … read more

A credit card grace period is the time between the end of your billing cycle and your payment’s due date that allows you to pay your balance without incurring interest or penalties.Missing a credit ca … read more

A FICO credit score is a number ranging from 300 to 850 (up to 900 for certain industry scores) that’s calculated using information from your credit reports.The Fair Isaac Corporation (FICO) introduce … read more