Blog

Budgeting is very simple, at least in theory. We decide how much we can afford to spend, and then we don’t spend more than that. So, why are so many people in debt?Though it sounds easy, creating and … read more

If you are like many credit-conscious individuals, you have spent time improving your credit score. You have worked hard to make your payments and avoid anything that can negatively impact your credit … read more

Credit cards and debit cards provide a convenient method to make purchases. However, it seems as though every time you turn around, there is a new card being offered. Even among credit and debit cards … read more

A secured credit card is one in which you make a cash deposit. The credit card issuer keeps that deposit as collateral in case you don’t pay what you owe on the card. Secured cards are helpful for peo … read more

No one wants to ask their parents for money. But would you do something drastic—maybe sell your car or move across the country—just to avoid having to do it?Most Americans say yes.We asked 1,000 respo … read more